Financial Wellbeing

Financial wellbeing goes beyond simply having enough money—it’s about feeling secure in your financial situation, making informed choices, and having the confidence to manage daily expenses as well as plan for the future. Achieving financial wellbeing can reduce stress, improve mental health, and open up opportunities to pursue your goals. 

Saving money doesn't always have to involve big sacrifices or drastic lifestyle changes. There are plenty of simple and easy ways to save money that can add up over time, contributing directly to your overall financial wellbeing. 

To help support colleagues, our financial wellbeing provider, Salary Finance, has created a savings guide that is packed full of practical money saving tips designed to help your money go further and boost your sense of financial security. 

Did you know you also have access to a range of financial benefits through Salary Finance? This includes affordable loans repaid through salary, which can help you manage unexpected expenses and avoid high-cost debt, as well as free financial education to empower you in making informed decisions. 

Understanding your money doesn’t have to be complicated, and there are plenty of resources to help you make sense of it all. 

To help you get started, check out the Salary Finance Learn platform, which includes: 

●        Videos and livestreams: Engaging content to help you understand key money topics in a more interactive way. 

●        Bite-sized content: Short blogs and articles that take less than 5 minutes to digest, perfect for quick learning on the go. 

●        Tools and calculators: Handy tools to track your finances, including the Better Off Calculator, which could help you identify government support you might be entitled to. 

●        Debt management tips: Simple solutions and strategies to help you manage and reduce debt without the stress. 

Why not explore other ways Salary Finance can help? This includes: affordable loans. Find out more by visiting the Salary Finance hub. 

For more information and support around financial wellbeing please see the following links:-  

Important: This is an option, not a recommendation. Carmarthenshire Council does not benefit from offering this service and all your communications will be with Salary Finance. Loan applications will be assessed to ensure the loan is appropriate and affordable for you. “Learn” content is for guidance and educational purposes only and is generic in nature. Salary Finance does not offer regulated financial advice. Please seek independent financial advice.